Conan gets the shaft – again

The news broke on Thursday that the NBC network planned to end the failed experiment of having Jay Leno doing a show at 10 PM weeknights. According to the ratings and the local network affiliates, Leno’s show is failing and hurting the local stations’ late news. Normally what happens is when a TV show is failing the show can get canceled but in this case, NBC may do something that screws their Tonight Show host Conan O’Brien – again.

Let me go back to the beginning.

Four or five years ago Jay Leno indicated he didn’t plan to be the host of the Tonight Show for 30 years like Johnny Carson did. The guy never spent his money from hosting the show, hardly took any time off, and continued to do his stand up act on the weekends and make other appearances. It was claimed at the time that Jay wanted to move on at some point and do other things.

NBC then decided to go ahead and name a new host so as to avoid the awful events of 1992 when Johnny Carson retired from the show and Jay and David Letterman, Johnny’s pick to host, battled for the spot. NBC picked Jay and Letterman bolted to CBS.

The network wanted Conan O’Brien, the host the Late Night show following Jay. It seemed in order to do that NBC had to pick a firm date for the transition to retain O’Brien. It picked 2009.

All was right in the world again.

Then Jay Leno changed his mind.

Within months after the deal was announced, he started to complain that he didn’t want to leave as host of the Tonight Show. The ratings were decent and he enjoyed doing the show.

NBC was shocked. It now had to do something to keep Jay from going to another network and competing against O’Brien at the 11:35 PM hour. So it hit on the bright idea to give Jay the 10 PM slot weeknights. It would make him happy, the network could save some money by not having to fill the time with expensive programing, and Conan remained host of the Tonight Show. Jay accepted and all was right in the world.

Then the TV viewers spoke.

After the hosting switch and in September when Jay’s new show started ratings went downhill. The affiliates got mad because those poor ratings hurt their local news and Conan’s ratings then got hurt too.

NBC is planning to do something as it spent time on Thursday in meetings with the hosts and staff of both shows. The speculation is that Jay will go back to 11:35 PM for 30 minutes and then the Tonight Show will move to 12:05.

And all is right with the world again…. uh wrong.

Leno’s show sucked. He was off the air for 3 or 4 months – AND had 5 years of planning – to start the new show and all he ended up doing was rearrange the set and put on a new coat of paint. The Jay Leno Show was just the Tonight Show without the name. He added a couple of segments like video of guests driving cars around a track but 90% of his show is all the old stuff he did on the Tonight Show. It looks like he thought the reason the Tonight Show had good ratings was because of him alone. Wrong.

The reason the Tonight Show got good ratings was because it is THE Tonight Show and because Hugh Grant got caught with a hooker. Jay had nothing to do with it. At first Jay had also started a booking war and other behind the scenes problems that led to removing his long time manager as producer. His Tonight Show had been number one in the ratings for that time slot even as it lost viewers as NBC programing in general lost viewers putting the net in 4th place. Had it not been for Hugh Grant and his hooker, Jay might have been replaced as host a long time ago.

So NBC is going to reward Jay for changing his mind and tanking the 10 PM time slot rather than cutting him loose like they should have done when the transition took place last year.

Conan O’Brien, who is the future for their late night show, got the shaft when Jay changed his mind and got the 10 PM slot and now they seem ready to shaft him again by letting Jay come back at 11:35.

Move Your Money

The Huffington Post is publishing articles asking people to move their money from the big banks that are too big to fail to smaller community based banks and credit unions. In my experience it is a good idea and I have few personal stories about it.

My College Loan Story

When I was getting ready to attend college, I needed to get a loan to pay for it. My local bank at the time was a branch of a larger bank. So I go to my branch and talked to one of the reps about college loan options.

I had been a member of the bank for many years. In fact it was my first bank. My mom had setup a kiddie savings account for me when I was like 10 years old and I had always used it for cashing pay checks and other checks.

The bank representative was nice and suggested a Guaranteed Student Loan. It was a product where the bank loaned me the money, the government paid the interest until I graduated, and if I defaulted the government would repay the bank and put me on the hook with them.

I applied and a few weeks later got a letter turning me down. I went back the branch and talked to the same woman. She said because my credit was bad I would need to have the amount of the loan IN my account before they would approve it.

Imagine that. In order to get a $2,500 loan for college I had to have $2,500 in the bank. Wow!

I ended up finding a bank in a nearby town that lent me the money and I closed my account with my bank soon after.

Check cashing problems

In college had two incidents cashing checks from other people. I had an account with another large bank since they had the bank concession at my college. One day I get a check from my Mom for spending money. I go to the branch and see a teller. She tells me if I cash it I had to deposit the full the amount and it wouldn’t be available until the check cleared since I didn’t have enough money in my account to cover the check.

“But the check is from my Mom, see the same last name…” I said.

I ended up getting $10 cash and having to wait for the rest.

A similar tune happened when my roommate wanted me to cash an American Express money order for him since he didn’t have an account. Same thing. No deal because I didn’t have the amount in my account.

“But it is an American Express money order…” It wasn’t like it was Fred’s Money Order or something dodgy like that.

Check card problem

I was at a different bank and out of school and check cards started to come on big. I had been at the bank for 6 years with checking and a savings account and hardly any issues except for an occasional bounced check but at the time I had been bounce free for about two years. I applied for a check card and a week or so later got a letter back turning me down.

I went to the branch to find out why and was told that on some occasions the card system might be down and they would honor transactions as a form of credit. Since my credit score was bad they turned me down. Six years as a customer with a decent record meant nothing for a card that was tied directly to a checking account. In fact any funny business with the card would have more legal problems since check fraud is worse than problems with credit cards not to mention the bounce fees they could make.

I even went to the manager and he put in a special request and I was still turned down. I left that bank after that for a credit union.

Bounce fee pile on

It was at the credit union that I had a bad experience after bouncing an electronic transaction.

I misfigured my account balance and missed it by $1. I then had seven consecutive transactions hit and bounce before they closed my account. I owed over $200 in fees and I was so mad they let six bounces go through I refused to pay the fees. They put me on the naughty list and I was not able to open another bank account – not even a savings account – anywhere.

After some study I would have to wait 5 years for me to drop off and then I might be able to at least open a savings account. So for 4 and 1/2 years I used check cashing places for pay checks and asked other people to give me cash or money orders rather than personal checks if they gave me money.

About six months before I would drop off the naughty list the credit union renewed my ding which started the clock all over again. UGH!

I gave up and decided to pay the fees and be done with it.

The ironic thing was when I went to pay it they had no current record of it since it had been so long. They had to add my account back into the system with the negative balance deposit the fees then close it again. Luckily they didn’t charge me a bounce fee for that.

Today

I am at another credit union now and love it. They don’t give me any flack if an occasional overdraft happens. They ding me the fee but cover the check – had it happen only twice so far. They don’t keep trying to pay it so I get multiple dings.

I once had an unauthorized withdraw. Called them. They sent me a form by fax, I signed it and faxed it back and the withdraw was put back.

I had a large check to deposit and even though it was more than my account balance they let me have $100 cash immediately.

So I agree with the Huffington Post. If you can move your money to a community based bank or credit union.

Move Your Money
 
 

Goodbye first decade of the 2000’s

Different critics have their “best of…” lists coming out this week as we get ready to end the first decade of the 2000’s. I thought I might add what I think are the major touchstones of the decade. These are events or persons who, generations from now, will still be looked at and studied or commented on.

In no particular order:

September 11, 2001

That date will live in infamy in the history books. Over 2,000 people were murdered that day in the terror attacks that led to the destruction of the two World Trade Center towers, heavy damage to the Pentagon, and sense of numbness that took some months to work itself out.

The event also brought out the best of humankind as millions banded together in the initial days and months both to grieve and to work through the aftermath. I admit I channeled my inner cowboy wanting to get the mofos who planned it.

9/11 has also guided our country’s direction for at least this first decade and probably for many more decades to come.

Presidential election of 2000

The 2000 election was the first time that one political party, the Republicans, were able to use their control of a state government and the US Supreme Court to thwart the will of a majority of Americans and install their own guy into the White House. I hope it will be the last time. It’s very bad for democracy if one party is able to manipulate the media, state, and courts to get what they want outside of logic and reason.

George W Bush and the neocons

The installed President in 2000 was a bad influence on this country for the 8 years he held office. It wasn’t only the guy but those he had working for him, the neocons, like Vice President Dick Cheney who wanted to install their brand of “Pax Americana” on the world.

Breaking with the traditional post-world war II idea of diplomacy to solve problems in the world, Bush and his goons “shot first” and asked questions later. They believed that fighting terrorism involved imposing organized military power first rather than the usual criminal justice model of investigation and intelligence. They were mistaken that a terror group could be fought like a war between armies. Their failed policy led to a loss of prestige in the world, loss of men and women in our military, loss of scores of innocent civilian lives in areas we invaded and destroyed, and the failure to capture the major people who planned and funded the 9/11 attacks in the first place.

At home Bush and the neocons chipped away at our civil rights – always “blaming” 9/11 – by violating our privacy, detaining without charge hundreds if not thousands of Muslim aliens in this country, holding so-called enemy combatants outside the country to avoid basic constitutional protections for alleged criminals, facilitating the use of torture, and using fear mongering to keep us all in line.

Bush and the neocons, through their use of the Congress, changed laws that were meant to protect our economy and well being which helped bring about the economic crash of 2008. President Bush was alerted to the signs of collapse and basically did nothing until Wall Street started to implode on itself. Then he gave them a blank check with basically no strings attached.

Presidential election of 2008

This election was good because the system worked. The American electorate, in a stinging rebuke of the whole Bush Presidency, put the Democrats into a commanding majority in the House and Senate. It not only elected a Democrat as President but also the first African-American, Barrack Obama. The Republicans and the neocons tried their best tricks to steal another election but the public turned them away hard.

Corporatism

Although the jury is still out on this one, I feel a major political point of the first decade is the continued corruption of our government by the corporate lobbyist. These people give money to Congress people to buy votes that benefit their industries agenda. It was this corruption that helped bring on the economic collapse of 2008 by getting bought legislators to remove regulations installed during the Depression of the 1930’s to protect the economy from wild speculation. What happens? Wild speculation followed by collapse. *sigh*

The corruption led to Congress passing tax breaks and other laws that gave big pay days to their wealthy friends while screwing the middle class and damaging the lower income people time and time again

Corporatism has led the Democratic majority installed after the abuse of the Bush years to continue the failed economic polices and to be ineffectual in passing almost anything, like real health care reform, that challenges their masters in the board rooms around the country.

The influence of the corporation has also led to our major media outlets being held by only a few large companies and that has effected what passes for journalism today. Mainstream media protects and propagandizes for their corporate bosses, their affiliated companies, and bought legislators at the state and Federal levels.

I have a feeling, moving forward, that Corporatism will become more of an issue that could lead to a crises that an election can’t fix.

The Internet

It really came into its own during the first decade. The one area not entirely controlled by media conglomerates – yet – is the Internet. Millions of people bypassed the propaganda that passes for news on mainstream media and shared news and information directly through their computers.

The Internet has already knocked down print newspapers and severely hurt broadcast media. That is a sure sign that people want their news and information unfiltered. People also want facts and the truth not a press release that spins something according to some agenda.

Fake celebrities

The first decade of the 2000’s saw the rise of basically lazy, untalented people thinking they should be famous by participating in “reality” TV shows or for doing something stupid. When you can’t answer the question “Why should we care?” then the person is basically a fake celebrity. Historians might look on this like we do about those wacky stunts pulled in the middle 20th century like stuffing a phone booth, dance marathons, and stuffing a small car with people.

Hopefully in the coming decade, there are far more better times than bad ones.

Good luck to us all…

Oh About Wilson’s – I stand corrected

Well it seems at least on the Courier website, a large majority of the comments about the closing of Wilson’s wasn’t all about the government regulation. Most were about the poor service, poor food, and cleanliness. Those are the worst things to happen when you want to be a successful business.

My mom who still lives in Findlay commented that they needed to clean the place up.

I stand corrected.

No hamburgs? Manager says Wilson’s in peril